FINANCING A Pool

We offer flexible financing options designed to fit your lifestyle. Pre-qualify in minutes, no credit impact, and start building a pool.
Low monthly APR 2.9%
As little as 0% down
Start Building, pay later
Tailored for pool builds

WHAT YOU COULD PAY FOR A POOL*

Financing Through
HFS house logo

SHARKS POOLS FINANCING

$692/mo

Low-Fixed Rates
As little as 0% down
Soft credit check pre-qualification
Multiple lenders evaluated for best match
Terms up to 20 years

OTHER POOL FINANCING

$1,125/mo

Starting at 6.5% APR (variable)
Typically 10–20% down
Longer approval timelines
Less tailored to outdoor/lifestyle builds
Higher monthly cost

*All rates shown are illustrative based on a $125,000 pool project and assume average credit scores. Exact offers vary by lender and credit profile.

A BREAK DOWN ON OUR POOL FINANCING

Borrow up to 100% of pool cost.

As little as $0 down.

Pre-qualify without hard credit hit.

LOW Rates from 2.9% APR (fixed)

Designed for backyard & pool projects.

Terms up to 20 years.

SHARKS POOLS 🦈 FINANCING
(Through Preferred Lending Partners)

HFS house logo

TYPICAL POOL LOAN
(Via Traditional Lenders)

Usually capped at 80–90%
Often 10–20% down required
Most run hard inquiry upfront
Often 9.5%+ APR (varies)
Avg. 1–2 weeks approval
But often shorter and stricter
Financing Through
HFS house logo

SHARKS POOLS 🦈 FINANCING
(Through Preferred Lending Partners)

Borrow up to 100% of pool cost.
As little as $0 down.
Pre-qualify without hard credit hit.
Rates from 6.5% APR (fixed)
Designed for backyard & pool projects.
Terms up to 20–30 years.

TYPICAL POOL LOAN
(Via Traditional Lenders)

Borrow up to 100% of pool cost.
As little as $0 down.
Pre-qualify without hard credit hit.
Rates from 6.5% APR (fixed)
Designed for backyard & pool projects.
Terms up to 20–30 years (Often shorter and stricter).

Hear it from Aaron

I wanted a pool for my kids since we love being outside at home. We looked at other companies but weren’t impressed. When I called Alex, he got right back to me and was out here the next day. The whole experience was great from the start, and everything was done when he said it would be. Now the pool feels like a vacation spot in our own backyard, and my kids are in it all day. If you’re thinking about getting a pool, go swim with the Sharks.

Aaron P

Dorr, MI

October 16, 2024